5 Secrets Roofing Storm Chasers Don’t Want You To Know

Sleazy roofing storm chaser

Sleazy Storm Chaser

What sneaky tactics do roofing storm chasers use?

Large-scale storms with wide spread damage attract contractors who know that reputable businesses are overwhelmed.

Roofing storm chasers do what their name describes. Chase storms around the country to hawk their roofing contractor services.  While some companies are legitimate, many of these storm chasers are unscrupulous.

What are these shady tactics?

  1. Prey on the elderly.  Roofing storm chasers amp up their aggressive sales tactics when an elderly person answers the door.  Many elderly tend to be more trustworthy or give people the benefit of the doubt and therefore do not research the roofer. Storm chases will inflate the cost or ask for money on top of the insurance proceeds.
  2. Ask for cash up front. When widespread damage occurs, it might seem reasonable for a contractor to ask for a deposit to reserve their services.  Sadly, the day the homeowner gives the storm chaser $2,000 or more is usually the last day they will see them.
  3. Fake or create damage. Ball-peen hammers. Spoons. Golf balls. Dimes.  The list can go on and one. Roofing storm chasers have a terrible reputation for faking damage.  Creating or “adding” damage where none exists and collecting insurance money can carry criminal and civil penalties.
  4. Paying for the deductible. It sounds so good.  Get insurance money, get roof fixed, and never pay a deductible.  Disreputable roofing storm chasers pay for or absorb the homeowner’s deductible to get the business.  A homeowner is committing insurance fraud if the contractor promises to pay the deductible and does so.
  5. Negotiate for more money. In 44 out of 50 states, roofers cannot legally negotiate an insurance claim without an adjuster’s license.  Contractors can defend their pricing but not negotiate a claim settlement.  If negotiations are necessary, property owners should hire an experienced Avvo-rated attorney since they are paid only a percentage of any new money they negotiate for the homeowner.

REMEMBER:  Only use local roofers with great BBB ratings and outstanding reputations.  Get at least 7 bids from roofers before making a decision.

Confused or want more information? Trying to understand the costs associated with replacing a roof?  Call, email, post to Facebook, or tweet to us.  No Fee, No Obligation, Just help for you.

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  1. A Mervosh-Reply
    July 30, 2015 at 12:28

    Love your blog and the info that is provided here. I am a bit concerned with shady tactics #4. You talk about how disreputable companies absorb deductibles and it being illegal which I understand and agree with. My concern falls under the spreadsheet you post on your site multiple times regarding profit to the owner. How is it legal and ethical to make me profit from a claim? Isn’t that the same as absorbing deductibles? I only ask as I love the idea of this however don’t want to get involved into something that could get me into trouble. Look forward to hearing from you and keep up the good work!!

  2. March 15, 2020 at 05:08

    Wow your secrets work. I can now improve my house without hesitaions. Thanks for this.

  3. June 7, 2020 at 23:41

    It is not at all about finding a competitive price is about the contractor being paid what the insurance company has already deemed market rate through exact make pricing insurance companies, generally do not want to pay full market price that they established. It’s important to work with someone who knows how to deal with the insurance company and get your roof or home fixed rate

    • E.J. Simonsen-Reply
      June 19, 2020 at 19:11

      We agreed that finding the best contractor, who knows how to work the insurance company (if the client uses insruance) is more important than the lowest price. With 2-3% deductibles in Texas compared to flat rates other places our customers need every dollar availble. We find that many of the insurers, especially the larger carriers, provide poor service and rip off their customers. We refer lots of denied or partially denied claims to local attorneys who will work on contingency.

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